SME Insurance
An all-in-one package for small and medium businesses — fire, burglary, money in transit and business interruption in one policy.
- Fire & burglary
- Money in transit
- Business interruption
All Services
Business Insurance
Marine Cargo
Cover for Goods on the Move
Many jurisdictions require marine insurance to be placed locally for imports. We issue policies compliant with local customs and port authority requirements, with same-day certificate turnaround so your clearing agent isn't held up at port or airport.
What's Covered
Coverage that pays out when it matters
Every marine cargo policy we place includes the following as standard. Optional extensions are available depending on your risk profile.
- Institute Cargo Clauses (A) — all-risks cover
- Institute Cargo Clauses (B) and (C) — named perils
- War and strikes cover
- Air, sea, road and rail transit
- Single-shipment and annual open cover
- Inland and cross-border transit
- General average and salvage charges
Who It's For
Built for people like you
Importers clearing through sea and air ports
Exporters shipping to global markets
Distributors moving goods across borders
Clearing and forwarding agents
FAQ
Quick answers
How fast can I get a marine certificate?+
For open-cover clients, certificates are issued within the same working hour. For single shipments, usually within 24 hours of receiving the invoice and bill of lading.
Is marine insurance mandatory?+
In many markets, yes — regulators increasingly require imports to be insured with a locally licensed insurer. We confirm the rules for your specific route and handle compliance.
You may also need
Other business insurance we arrange
Property Insurance
Protect commercial buildings, stock and machinery from fire, theft, floods and other perils — with cover sized to your assets.
- Fire & allied perils
- Plant & machinery
- Stock in trade
Liability Insurance
Public, product and employer liability cover that pays legal fees and settlements when a third party makes a claim against your business.
- Public liability
- Product liability
- Legal defence costs
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Independent counsel, arranged by an advisor who answers by name.