Contractors All Risk
Full-site cover for contractors: physical damage to works, machinery breakdown, and third-party liability throughout the build.
- Works & materials
- Plant & equipment
- Third-party liability
All Services
Specialized Covers
Agriculture Insurance
Securing the Heart of the Economy
Farming is one of the most weather-exposed sectors anywhere in the world. We arrange conventional multi-peril crop cover, index-based products that pay out automatically on rainfall data, and livestock and equipment cover for commercial farmers and smallholder co-operatives.
What's Covered
Coverage that pays out when it matters
Every agriculture insurance policy we place includes the following as standard. Optional extensions are available depending on your risk profile.
- Crop failure due to drought, excess rain, hail or pests
- Weather-index cover with automatic payouts
- Livestock mortality and disease
- Greenhouse and irrigation infrastructure
- Farm equipment (tractors, harvesters)
- Poultry and aquaculture cover
- Agribusiness income stabilisation
Who It's For
Built for people like you
Large-scale commercial farmers
Smallholder co-operatives
Dairy and poultry farmers
Agribusinesses and processors
FAQ
Quick answers
How does weather-index cover work?+
Rainfall and temperature are measured at a nearby weather station. If readings breach the trigger (e.g. less than 50mm of rain in a month), the policy pays out automatically — no claim form required.
Do you cover smallholder farmers?+
Yes, usually through co-operatives where we aggregate hundreds of farmers under one policy at a much lower per-farmer premium.
You may also need
Other specialized covers we arrange
Workplace Injury Cover (WIBA)
Statutory cover for employee injuries, disability and medical expenses — keeping your business compliant with workplace injury laws.
- Statutory compliant
- Medical & compensation
- Fast onboarding
Professional Indemnity
For consultants, engineers, doctors and advisors — protection against claims of negligence, errors or bad advice.
- Consultants & advisors
- Legal defence
- Regulatory compliance
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Independent counsel, arranged by an advisor who answers by name.